Young Adults Have Several Health Care Coverage Options To Avoid Debt

January 4, 2007 – 11:26 am | posted in Health Insurance

USA Today on Friday as part of a six-week series on young adults’ debt examined options for uninsured U.S. residents younger than age 35 who are no longer covered by their parents’ health plans, are unemployed or do not have insurance coverage through their employers. Adults younger than age 35 are almost twice as likely as adults older than 45 to lack health insurance, according to a report by the BlueCross BlueShield Association. According to a USA Today and National Endowment for Financial Education poll, 27% of adults in their twenties lack health coverage. USA Today reports that there are several options for young adults to obtain coverage to avoid large medical debt, including short-term insurance that covers major accidents but not preventive care, individual coverage with high deductibles and lower monthly premiums, coverage under a parent’s plan if it is available and coverage under the federal Consolidated Omnibus Budget Reconciliation Act (Block, USA Today, 12/29/06).

“Reprinted with permission from http://www.kaisernetwork.org. You can view the entire Kaiser Daily Health Policy Report, search the archives, or sign up for email delivery at http://www.kaisernetwork.org/dailyreports/healthpolicy. The Kaiser Daily Health Policy Report is published for kaisernetwork.org, a free service of The Henry J. Kaiser Family Foundation . © 2005 Advisory Board Company and Kaiser Family Foundation. All rights reserved.

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